Testing Back to Caregiver Corner Navigating Insurance Health insurance can be complex. But it’s important to learn about the options available so that you can make a decision that’s right for you and your family. An Everyday CF resource: Insurance 101 Whether you’re switching your plan, or you’re interested in learning more about insurance in general, check out Insurance 101. It includes information on: The two categories of health insurance, commercial (group plans and individual plans) and government-funded (Medicare and Medicaid) An evaluation worksheet to compare health plans by benefits and costs A glossary of insurance terms that you may have seen during your own research into healthcare coverage Insurance 101 Get help navigating insurance coverage with the worksheet, glossary, and more. Choosing a new insurance plan? Here’s what you need to consider. Does the plan cover your child’s preferred doctors, specialists, and emergency care and hospital admissions? Are your child’s prescriptions covered by the plan (eg, are they on formulary, do they require co-payment, do fees apply toward the deductible)? Will coverage changes affect your ability to use your child’s current doctors or pharmacies? Are any prior authorizations required?