Financial planning isn't always easy, but if it's an option for you, here are some ways to plan ahead:
- Set up an emergency fund: If you get a regular paycheck, arrange for a portion of it to deposit directly into your emergency fund at every pay period—set it and forget it
- Save up: If possible, try to find a set amount every month that you feel is realistic to set aside in your savings account
Consider meeting with a financial advisor if possible, to discuss financial options that may be right for you.
If you work for a company that offers a 401(k), take advantage of it. If not, there are plenty of other ways to save and invest your money. You may want to look into a certificate of deposit (CD) and other similar types of investments.